Confidence to Action: A Financial Wellness Course is an empowering resource designed to help individuals take control of their financial lives with clarity, confidence, and purpose. Created to be used in tandem with the Counseling in Action (CIA) software, this course serves as a versatile tool that Counselors/Coaches can share with their clients—or that consumers can use on their own to build financial skills and momentum.

Through a structured, step-by-step approach that blends education with hands-on activities, participants are guided through the process of understanding and improving their financial health.

Key course activities include:

• Pulling and reviewing credit reports and credit scores
• Conducting a detailed analysis of personal and discretionary spending
• Calculating net worth and debt-to-income ratio
• Identifying patterns and behaviors influencing financial choices
• Creating targeted spending strategies
• Establishing personalized financial goals and building a realistic action plan

By the end of the course, participants will have:

• A clearer understanding of their overall financial picture
• Practical tools for managing credit, spending, and saving
• A customized spending plan that supports their goals
• Defined financial objectives and a step-by-step roadmap for achieving them

Confidence to Action is more than just a course—it's a catalyst for progress. Paired with the robust features of the CIA software, it empowers individuals to move from uncertainty to action with guidance, structure, and support.